Student finance

Going to university or college is one of the biggest investments you can make. Do you know how much it is going to cost you and what help is available? The links below will help you find the information you need.
The cost of studying in the UKAs a student, you will usually have to pay for two things: tuition fees for your course and living costs, such as rent, food, books, transport and entertainment. Fees charged vary between courses, as well as between universities and colleges, so check these before you apply. Course Search has specific details on fees, bursaries and financial support for each course, or you can contact the universities and colleges direct.
If you're studying in Scotland and already live there, you normally aren't required to pay tuition fees. Check the Students Awards Agency for Scotland (SAAS) website for further information.
International and EU studentsIf you are planning to study in the United Kingdom and want to attend a publicly funded university or college, your fee status (whether you pay full-cost fees or a subsidised fee rate) will be determined by the UK institution you plan to attend. See the money matters page in the non-UK students' section for more information.
Student loansThe purpose of student loans from the government are to help cover the costs of your tuition fees, and basic living costs (rent, bills, food etc). Two types are available: tuition fee loans, and maintenance loans. Many other kinds of loan are available to students studying at university or college and the interest rate can vary considerably. However, the interest rate on a government student loan only takes inflation into account, so the overall amount will, in real terms, be the same as the amount borrowed.
Both types of student loan are available to all students who meet the basic eligibility requirements. Find out more information from the relevant site below.
England: Student Finance England
Wales: Student Finance Wales
Scotland: Student Awards Agency for Scotland
Northern Ireland: Student Finance Northern Ireland
Other help availableAs well as student loans, other help is available, like grants and financial awards. These vary depending on your chosen university or college and your personal circumstances. For more information about any of the support available, go to the Directgov website, or you can contact student services at your chosen university or college.
There is help for students with disabilities known as the Disabled Students Allowance (DSA) - see the students with disabilities page on this site.
Take a look at our online bookstore - we have a specific section about student finance where you can learn more about what's available and how to manage your money. Go to the UCAS bookstore to find out more.

Managing your moneyLearning to manage your money at university or college requires planning. You'll need to learn to budget and live within your means - this way you'll find it much easier to support yourself without leaving with a huge debt. Read through our Managing money section for tips and advice, and use our budget calculator to help you plan your finances.